Rhode Island Title Insurance

Title insurance protects you against problems affecting the title to your home. There are two types of title insurance—a Loan Policy, and an Owner’s Policy.

A Loan Policy protects the lender for the amount of the loan, while the Owner’s Policy protects you, the homeowner, for your investment in the property—your equity.

In both cases, the title process covers an exhaustive search of public records to make certain the title to the subject property is clear, and covers against future loss if a claim against the property is made. This service is provided by Tomassi Law Associates free of charge when you hire us to be your closing attorney.

Save Money On Your Title Insurance

If you are refinancing we might be able to provide you up to 40% off the regular rate. Title insurance is almost always required by your lender in a refinance, so why not save money and let us provide you with your title insurance during your refinance.

Call 1-401-255-5133 or contact us today to find out how much we can save you on your title insurance.

Do I Need Title Insurance Even With A Title Search?

Yes! Even after an exhaustive title search is performed and a title policy issued, sometimes a problem may surface that can threaten your home. If you only have a lender’s policy, where the outstanding loan is covered, your equity is not protected. A separate Owner’s Policy would protect you—for as long as you or your heirs have an interest in the property.

What Does Title Insurance Do For Me?

Title insurance insures that the title to your property is clear, with no known liens or encumbrances, such as unpaid property taxes, recorded liens, or street and sewer easements. If a title defect is discovered after the policy is issued, such as an undiscovered easement or forged deed, your title insurance company will seek to resolve it.

Contact us to find out more about why you need title insurance and how we can help.