Motorcycle accidents in Rhode Island often result in more serious injuries, complicated investigations, and unique legal challenges when compared to standard car accident cases. At Tomassi Law, LLC, we help clients in Warwick understand the distinct legal and procedural factors that can impact their motorcycle accident claims.

Severity of Injuries and Damages

Motorcyclists are more exposed to the elements than occupants in passenger vehicles, making them far more vulnerable in the event of a crash. As a result, these accidents frequently lead to catastrophic injuries such as spinal damage, traumatic brain injuries, or severe fractures. This often means motorcycle claims involve higher medical expenses, longer recovery times, and greater claims for pain and suffering.

Bias Against Motorcyclists

Unfortunately, motorcyclists often face negative stereotypes that can influence insurance companies, jurors, and even law enforcement. There’s a common but inaccurate perception that riders are reckless, which can hurt a claim—even when the motorcyclist was obeying all traffic laws. Overcoming this bias requires strong advocacy and clear presentation of evidence to show exactly what happened.

Different Accident Dynamics

Motorcycle crashes tend to involve different physics and mechanics than car accidents. A pothole, for example, that might be inconsequential to a car can be deadly to a rider. Lane splitting, road debris, and visibility issues also play a much greater role in these cases. These factors require a legal team familiar with the unique nuances of motorcycle accident reconstruction.

Insurance and Policy Coverage Challenges

Many motorcycle accident victims discover too late that the coverage available to them is significantly different—or more limited—than what they might expect from a car accident. Rhode Island law mandates minimum levels of coverage, but optional coverages like uninsured motorist protection are especially critical for riders. Understanding what coverage is available and how to access it becomes an essential part of the claims process.

Helmet Laws and Comparative Negligence

Rhode Island does not require helmets for all riders, but failing to wear one can still impact a claim. Insurance adjusters may argue that not wearing a helmet contributed to the extent of your injuries. Rhode Island follows a comparative negligence system, which means your compensation can be reduced if you’re found partially at fault.

How Tomassi Law, LLC Can Help

Our team at Tomassi Law, LLC serves the Warwick community with a thorough and strategic approach to motorcycle accident claims. We investigate every angle—from the accident scene to medical records to insurance policy language—to build strong, well-supported cases. We’re here to ensure that your rights are upheld and that you pursue the compensation you deserve.